BforBank is not a recent online bank strictly speaking: it was created in 2009 , while other online banks had already taken place on the Internet a few years before. Arriving in a mature market, it has made a place for itself among the rest, offering a full range of services and free high-end payment cards . If nothing particularly sets it apart from the others, its offer remains quite interesting and competitive. Finally, it benefits from the know-how and experience of a large banking establishment (Crédit Agricole). In June 2017, Bforbank added a new service and offered mortgage loans.
Applying for an account is very simple and only takes a few minutes . It is done directly and completely online, in 4 steps :
If you have opted for the online electronic signature, you must also send the necessary supporting documents electronically:
If you opt for a classic opening, you will have to send copies of these documents by post.
Finally, the request to open the account requires a first payment of $ 150 on the account, either by bank transfer (from an account already belonging to you), or by attaching a check (also in your name). BforBank immediately provides the IBAN number for these purposes.
After validation of your file, you will receive a confirmation email including your site access credentials, as well as a registered letter containing the secret code to access the online account.
I open a Bforbank current account online
Note that certain conditions must be met in order to be eligible for opening a BforBank account and the granting of a bank card:
BforBank is affiliated with the VISA network , and offers two types of high-end cards ( not classic range ), accessible according to declared income.
CURRENT BFORBANK OFFERS
BANK ACCOUNT
Open your Bforbank account quickly!
LIFE INSURANCE
No current offer
Menu | justified income is greater than | or ... you deposit in savings |
---|---|---|
![]() VISA CLASSIC card (immediate or deferred debit) | $ 1,200 net / month ($ 2000 net / month for 2 holders) | - |
![]() VISA PREMIER card (immediate or deferred debit) | $ 1,600 net / month ($ 2400 net / month for 2 holders) | $ 10,000 (over the last 6 months) AND $ 1,200 net / month ($ 15,000 for 2 holders + $ 2,000 net / month) |
![]() VISA INFINITE card (deferred debit) Contribution: $ 200 / year . | $ 4000 / month ($ 6,000 net / month for 2 holders) | $ 40,000 (or $ 60,000 for 2 holders) |
Since November 2018, the Visa classic bank card is also available. It is added to the high-end Visa Premier card (immediate or deferred debit) and the prestige Visa Infinite card (deferred debit). They all allow contactless payment (disabled by default, can be activated after two ATM withdrawals). Visa Infinite requires a membership fee of $ 200 / year and a minimum monthly income of $ 4000 net.
Special feature for the V isa Classic card: it allows real-time monitoring of its bank account and therefore the sending of notifications also in real time .
They are accepted in most shops, online sales sites and ATMs, in the same way as the Mastercard card. Bforbank provides them free of charge to its customers with a current account, with no time limit, which represents a significant saving in terms of bank charges (see conditions to be fulfilled above)!
The Premier and Infinite versions come with a range of advanced services ( assistance and insurance ) that are very practical, especially for travelers (provided they have paid for the service or the good with this card):
Privileged services are reserved for holders of the Infinite card (private concierge who, for example, can book a trip for you, a weekend or a table in a large restaurant, send flowers to a friend, insurance coverage and further assistance, etc.), as well as access to high payment and withdrawal limits .
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CURRENT BFORBANK OFFERS
BANK ACCOUNT
Open your Bforbank account quickly!
LIFE INSURANCE
No current offer
Basic services | |
Account opening / closing | FREE |
Subscription / Account management | FREE |
Bank card | FREE |
ATM withdrawals (us dollar zone) | FREE |
Checkbook order (registered mail) | FREE |
Online transfers (in $, US dollar zone) | FREE |
Specimens | FREE |
Purchases (in $, in US dollar Zone) | FREE |
Delivery of checks (excluding postal costs) | FREE |
Call for an advisor | FREE |
Proposed services | |
Bank card network | ![]() |
Type of bank card | Visa Premier |
Mobile app | YES |
Minimum income to obtain free credit card | $ 1,200 / month |
Weekday customer service hours | 8h00-19h00 |
Saturday customer service hours | 9h00-13h00 |
Income domiciliation obligation | NO |
Contactless payment (NFC) | YES |
Apple Pay (NFC) | NO |
Automatic activation of contactless | NO |
ATM cash withdrawal fees Outside us dollar zone | 1.95% |
Purchasing fees outside the us dollar zone | 1.95% |
Free second card contribution on joint account | YES |
Bank check | FREE |
Cash payment | NO |
SMS account status alert | YES |
Modification of the credit card limit online | YES |
Online CB opposition | YES |
Stop a check online | FREE |
Download operations (OXF, QIF, CSV type) | NO |
Editing an account statement on the Internet | FREE |
Customization of the credit card code | NO |
Demonstration site | NO |
3DSecure | ? |
Visual categorization of expenses | YES |
Double authentication online account access | NO |
Bank domiciliation change help | YES |
Savings book rate (gross) | 0.1% |
Premium Card (Premier) | YES |
Prestige bank card (Infinite) | YES |
Consumer credit | YES |
Real estate loan | YES |
Management / revocation of direct debit mandates | ? |
Additional insurance means of payment, keys, papers ... | 24 € / year |
Sending free checkbook (simple mail) | YES |
Authorized overdraft rate | 7% / year |
Unauthorized overdraft rate | 16% / year |
Card opposition fees (loss, theft, fraud) by the bank | FREE |
Early renewal of bank card | $ 15 |
Simple classic card | NO |
Chat with an advisor | NO |
Possibility of opening a savings account | YES |
Free paper monthly statement sending | $ 1.20 (option) |
Opening of an A booklet | YES |
Opening of a LDD | YES |
stock Exchange | YES |
Opening a Life Insurance | YES |
Penalizing | |
Inactive account fees / bank card non-use | YES 9 € / trim (Premier) or 6 € / trim (Classic) if less than 3 op. card / trim |
open a Bforbank account | |
Consult the Bforbank price brochure |
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