Many pages relating to car financing, work, leisure and travel have been relegated to the bottom of the page. It is therefore only the "all-purpose" personal loan that is put forward. But the rates are always different depending on the project and the possible amount of credit varies from 3,000 to 38,000 us dollars (and even 50,000 us dollars for the works and the car) over 12 to 84 months .
Credit consolidation benefits from a separate treatment. The total credits to be redeemed can reach 50,000 us dollars . The loan set up can be repaid over a period of 12 to 120 months .
Lots of information on the Pass Cards pages, but also on advantages and reductions, including on cars!
The "Contact us" section takes stock of the different means of contact and emphasizes the 1,200 advisers and 212 branches (in fact Carrefour stores!).
The legal notices of financial products are visible after performing a simulation or on the product pages ... but in gray at the bottom of the page, almost invisible!
A simplified navigation bar provides access to the main sections (Credits, Savings, Insurance, etc.)
Carrefour Banque indicates that its customers can request a deferral of monthly payments on personal loans and revolving credit. However, this service is not offered online and you must call your agency.
A site extremely simple in its navigation ... sometimes too much! Some pages are almost impossible to find ... (like the one concerning cash flow needs for example ...).
Site map available: a plus.
A good credit simulation tool in which you can choose exactly the amounts and terms that suit you, down to the euro. A plus that should be noted because too many sites require you to take a round amount of credit with a fixed term (1 year, 2 years ...).
The response to your personal loan request is immediate after completing the form.
You can also print your contract online to save time.
The electronic signature of your loan if you are already a Banque Carrefour customer.
Online tracking of your available credit application.
For credit requests under 3000 us dollars you must open or use the Pass Card associated with the Credit Pass. But in this case, the answer is not immediate.
A good idea: Carrefour Banque explains the novelties of the Hamon law for credit insurance.
A site which takes up a little the principle of the distributor in Carrefour stores: a summary presentation and products such as credit put strongly forward ("the heads of gondolas"). However, recent developments on the site no longer allow rapid access to all the pages.
The simulation is also sober, it was recently modified to present the monthly cost of the insurance (it is an obligation since the Laws Lagarde).
The credits offered online have no administration fees.