C-ZAM ACCOUNT

C-Zam from the card to the bank

After having created and managed the Pass card since 1981, the Société des Paiements Pass (S2P) joined the MasterCard network in 2009. The company then evolved into Carrefour Banque in 2011. The Pass card was a real commercial success since it has reached nearly 2.5 million carriers. It is the flagship product of the brand, because the other financial proposals (Carrefour free savings, insurance products, term accounts, etc.) have not had the same success, Second success of the Carrefour bank, consumer loans , with outstanding amounts exceeding US $ 3 billion, which can easily be explained with the 39.17% of Carrefour Banque's capital held by BNP Paribas Personal Finance .
Carrefour Banque therefore had the full panoply of banking services, except for the central “piece”, the current account… In 2017 , the step was taken and the C-Zam account was launched as a daily consumer product, since the package was sold directly in blister packs, in stores . It is a real competitor among new players such as Orange Bank , N26 , ING , Boursorama Banque and other online banks ...

Open a C-Zam Account

The real difference compared to other banks is that to open a C-Zam account , you have to enter a Carrefour store ! That is to say that between your frozen fries, the dish cleaner and your kilos of apples, you can buy for 5 us dollars your "account opening box" already including a bank card (to be activated). You can also order it on the Internet (Carrefour or Rue du Commerce store,) or even have it delivered to a parcel relay ...
When you get home, you download the mobile application to actually open the account: enter your contact details, scan your French identity document (passport, CNI or valid residence permit) and a supporting document (notice tax, other identity document, etc.). A code received by SMS validates his account and associates the bank card that was in the box. We therefore obtain the famous IBAN to fund the new account by transfer. It is also possible to fund the account with a bank card. Everything is done in less than 10 minutes .
Finally, a letter is sent with a confirmation code to validate your address. If you do not enter the code, the total and cumulative amount of your transactions remains limited to 500 us dollars.

I open a C-zam Account

Conditions to be fulfilled to open a C-Zam account

Note that certain conditions must be fulfilled in order to claim opening a C-zam account and the granting of a bank card:

• be a natural person of full age , capable and domiciled in France acting for non-professional needs within the meaning of the Consumer Code,
• provide a valid identity document issued in France (passport, national identity card, new driving license),
• have an Android or IOS smartphone, with an Internet subscription (mobile data), an e-mail address and a mobile phone number,
• download the C-Zam application (to open the account and scan the required documents).

I open a C-zam Account